- 12 Months Interest Free 0% (Minimum 10% Deposit and a Minimum order value* of £278.00)
- 24 Months 9.9% APR (Minimum 10% Deposit and a Minimum Order Value* of £278.00)
- 36 Months Interest Free 0% (Minimum 10% Deposit and a Minimum order value* of £278.00)
- 48 Months 9.9% APR (Minimum 10% Deposit and a Minimum Order Value* of £278.00)
*What do you mean by Miniumum Order Value ?
When buying a product/s from us on finance, the minimum basket amount must be £278.00
Your application will be assessed based on eligibility, credit history and affordability and Deko will let you know the outcome in just a few seconds. It’s important to know that when applying for finance a hard credit check is made which is recorded on your credit file.
Once approved, Deko will let you know who the lender is and provide you with their full contact details. You then just need to digitally sign your credit agreement, pay your deposit and wait for your order to arrive.
In a few cases, your application may be referred to a lender for manual assessment and you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons and the lender will be able to give you more information.
REPAYING THE LOAN
Your first direct debit payment will be taken 14 days after you receive your purchase. This will show on your statement as a payment to your lender. You have the right to repay all or part of the loan early at any time.
There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this please contact us (your retailer) directly. We can cancel the application on your behalf. There is no need to contact Deko or your lender.
A payment plan does not affect our standard refund and returns policy. Just contact us and we’ll cancel your application and the lender will refund your deposit and let you know of any outstanding balance if applicable.
For any other questions contact us on (01206) 845125 or email@example.com
Audio Visual Commodity Ltd (t/a getinthemix.com) is authorised and regulated by the Financial Conduct Authority, register number 677960. Audio Visual Commodity Ltd is a broker and not a lender. Finance is provided through the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies.
Deko is a trading name of Pay4Later Ltd which act as a credit broker and not a lender. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to www.dekopay.com/support or visit www.dekopay.com.
Total Payable: £0
APR: 0%*This example finance calculation may differ slightly from your final finance terms at checkout